Case Study


A technology platform that enables banking based on algorithms and big data scoring

Kreditech offers tailor-made financial products and services to consumers who do not have a credit score. To enable a fast decision-making process based on an applicant’s behavior online, Kreditech has built its innovative solution using Exasol and Tableau Software.

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Exasol and Tableau simplify our business operations considerably, and the fast analytics we can now do have already translated into a positive return on investment.

Sebastian Ranzinger, Head of Business Intelligence at Kreditech Holding SSL GmbH
Financial reporting
Operational performance report
BI Tool
ETL Tool

The Challenge

  • Complying with international financial reporting standards and regulations, basing all decisions on data
  • Required a sophisticated system that would allow data to be available for analysis to drive decisions
  • Legacy database could not respond to the demands of the business as company grows in size

The Solution

  • Easy and quick to use as well as configure and implement
  • The combination of Exasol as the data warehouse and Tableau as a data visualization layer on top was a solution that appealed to the team immediately
  • Using Exasol, Kreditech’s analytic queries now run in just under two hours, which is a dramatic improvement on the 24 hours they took to run previously

Proven Benefits

  • Running fast analytics has already translated into a positive return on investment
  • Ad hoc reports can be run at any time
  • Easy-to-create, powerful visualizations and dashboards for management and marketing teams using Tableau
  • Ideal combination of a streamlined database architecture, support for the programming language “R” and round-the-clock availability of the solution
  • Deployed as a cloud solution, Kreditech profits from substantially reduced maintenance and administration overheads